Does insurance cover windshield replacement in Colorado Springs?
Yes — in most cases. Colorado law (CRS 10-4-613) requires every auto insurer to offer zero-deductible glass coverage. If you have comprehensive insurance with the glass add-on, you pay $0 for chip repairs and often $0 for full replacements.
Updated June 2026
Colorado stands out from most states because the law mandates that insurers offer a zero-deductible option for glass claims. Filing a windshield claim cannot legally raise your premium — it is treated as a no-fault event under state law.
Most major carriers serving Colorado Springs — State Farm, Progressive, GEICO, American Family, and USAA — include zero-deductible glass coverage as either a standard benefit or an inexpensive add-on to your comprehensive policy.
You have the right to choose your own repair shop under Colorado law. When you contact Pink Auto Glass, we verify your coverage, handle the insurance paperwork, and bill your insurer directly. Most Colorado Springs drivers pay nothing out of pocket.